Some important excerpts from your Flood Policy that you need to be aware of...
In case of a flood loss to insured property, you must:
"As soon as reasonably possible, separate the damaged and undamaged property, putting it in the best possible order so that we may examine it;"
“Prepare an inventory of damaged property showing the quantity, description, actual cash value and amount of loss. Attach all bills, receipts, and related documents;"
"You must cooperate with the adjuster or representative in the investigation of the claim."
"We have not authorized the adjuster to approve or disapprove claims or to tell you whether we will approve your claim."
"At our option, we may accept the adjuster’s report of the loss instead of your proof of loss. The adjuster’s report will include information about your loss and the damages you sustained. You must sign the adjuster’s report. At our option, we may require you to swear to the report."